Shiksha Credit

Last Updated: 2 feb 2025

Your privacy is extremely important to us. This Privacy Policy outlines how we collect, use, and protect your personal information.

1. Information We Collect

Name, email, mobile number, ID proof, address, education status, bank details (for fund transfer).

2. Collection Method

Through website form & email

3. Purpose of Data

Used only for:

✅ Identity verification
✅ Application processing
✅ Fund disbursement
✅ Support & audit trail

Consent

By using our platform, you consent to the collection and use of your data as per this policy.

5. Third-Party Disclosure

We do not sell, rent or trade your data. Shared only when legally necessary or with your consent.

6. Data Storage Duration

Data is retained for up to 24 months or as per legal requirement.

7. Access to Data

Only authorized staff under NDA (Non-Disclosure Agreement) can access your information.

8. Encryption & Security

All data is encrypted with SSL and stored on ISO-certified Indian servers.

9. User Rights

You may request:
✅ Correction of data
✅ Copy of stored data
✅ Deletion (if legally permissible)

10. Payment Security

All payments are made via secure gateways. We do not store card or UPI info.

11. Cookies

Our website uses cookies for security & analytics. You can disable them via browser settings.

12. Email/SMS Policy

We only contact you about your application. No promotional or spam messages are sent.

13. Fraud Detection

We use IP address, browser fingerprinting, and document matching for fraud prevention.

14. Grievance Contact

For any privacy concern:

Email: [email protected]

15. Age Restriction

Users below 18 must apply with guardian’s consent. We do not knowingly collect child data.

16. Donor Data Protection

We also protect the identity of all individual and institutional donors as per MoUs and law.

17. Analytics

We collect anonymous data to improve website experience and service quality.

18. Platform Sharing

We don’t share your data with any affiliate or third-party business partner.

19. Data Breach

In case of any data breach, we will notify users within 72 hours of identification.

20. Changes to Policy

This policy may be updated without prior notice. The updated version is always on our website.

21. Data Backup

Your data is regularly backed up in encrypted format to prevent accidental loss.

22. Location Sharing

Your IP and region may be tracked for anti-fraud measures, but never shared externally.

23. Biometric/Face Data

We do not collect any biometric data (fingerprint, iris, face) at any stage.

24. Screenshot/Screen Recording

Applicants are requested not to share internal pages or backend screenshots on social media. Legal action may apply.

25. Final Statement

We promise to protect your information with the same care as we protect our own.