In 2007, inside a rented one-room office in Pune, a group of four young professionals came together. They weren’t investors or businessmen — just middle-class individuals who kept seeing the same heartbreaking pattern :

“People with real talent and ambition were forced to stop… just because they didn’t have ₹500 or ₹2000 at the right time.”

That’s when the seed of Shiksha Credit was planted — not as a company, but as a movement to support lives on the edge.
It wasn't about changing the world — it was about saving someone’s world at the right time.

2007–2015 – The Silent Years of Sacrifice

Those first 8 years were full of quiet effort.
There were:
No websites
No publicity
No funding from outside

Only:

Monthly savings from our own salaries
₹100–₹500 contributions from friends and family
Trust and word-of-mouth from the local community

We used these humble funds to help:

Students pay exam or admission fees
Youth travel to job interviews or buy uniforms
Women start tiffin or tailoring businesses

No show, no spotlight — just real help, given silently.

From 10 People to a Nationwide Team

When we began, we were just 10 people — working nights, weekends, and early mornings to help a few people every month.
There were no job titles, no salaries — only intent and belief.
Today, we are supported by hundreds of volunteers, digital helpers, and community champions across India.
They verify documents, manage outreach, track scholarships, and help people understand our process.

“Shiksha Credit is not the product of one person’s dream — it is the reflection of hundreds of honest hands working quietly to uplift others.”

That’s why we don’t highlight any single name. Everyone’s contribution matters equally.

2023 – From Silent Service to Public Platform

After 15 years of silent work, we finally gave this mission a name and face — Shiksha Credit was registered in 2023 as a private, social-impact company.

With this, we launched a transparent public platform where:

Anyone from any state in India can apply
The process is 100% online
The fund flow is traceable and documented
No agents. No commissions. No promises we can’t keep.

Our Unique Model – Self-Funded & Honest

Unlike foundations that rely on corporates or investors, we follow a community-driven donation model.

Every applicant contributes ₹150

✅ 100% of it goes to the scholarship pool
❌ No amount is used for marketing, salaries, or commissions
✅ Even if one applicant is not selected, their amount helps someone else

This is how we continue supporting people month after month — by turning every applicant into a potential contributor to someone else’s life.

Trusted by Government & 10,000+ Partner Organizations

We’re proud to say that over time:

Government bodies have offered us small grants and recognition for our transparent work
More than 10,000+ NGOs, schools, and organizations across India have tied up with us to donate fixed monthly funds.
Some former beneficiaries have turned into regular supporters

These donations are private, regulated, and compliant with all policies.

Names are kept confidential to follow government guidelines.

📈 Where We Stand Today (2025)
✅ 10 million+ lives directly supported
✅ ₹100+ crore given out through bank transfers
✅ Presence in 28 states and 300+ districts
✅ 100% document-based, unbiased or interview based selection
✅ Publicly auditable fund usage
✅ 0 rupees spent on advertising or promotions

And all this — with the help of our self funded process
India's first self funded scholarship - shiksha credit

What Makes Us Different?

Others	Shiksha Credit
Sell digital courses	Give real financial help
Promise fake job guarantees	Provide real documentation & tracking
Sell digital courses	Spend 100% on scholarships
Depend on corporate grants	Depend on community & applicants
Focus on growth	Focus on impact

A Culture of Giving Back

Every story we support gives rise to another.
Many applicants who received help once… later return as donors.

Some give ₹50… others give ₹500 — not out of obligation, but out of gratitude.

That’s why this platform runs not just on money — but on emotion, truth, and the desire to help someone else win.

“We started by helping one life per month. Today, we’re impacting thousands — without losing our core values.”

Final Word – Built for Those Who Had No One

Shiksha Credit isn’t a tech startup, NGO, or business.

It is a platform built by the people, for the people — so that no student, job seeker, or entrepreneur gives up… just because they don’t have money.

If you’ve ever paused your dreams because of financial issues — this is your chance to rise again.