We believe that behind every document is a dream. At Shiksha Credit, our document verification process is not just a formality — it's a promise to protect genuine applicants and prevent fraud. Here’s how we ensure transparency, security, and trust.

Why We Collect KYC:

1. To confirm the identity of the applicant and ensure fair scholarship distribution.
2. To eliminate fake applications and protect deserving candidates.
3. To follow all necessary legal and financial compliance requirements.
4. To make sure that scholarships go only to real, verified individuals who need them.

What We Collect:

5. Full Name, Mobile Number, Email ID (for communication & login).
6. Aadhaar Card (for identity and address proof).
7. Other valid document if adhar card is not available.
8. Recent Photograph (for profile and application).
9. Bank Account Details (for scholarship disbursement — no third-party accounts allowed).
10. No Income proof required.
11. Education certificate not required .

How We Verify:

12. Every document is checked manually and/or digitally by our in-house verification team.
13. Suspicious or unclear documents are re-verified via call or email confirmation.
14. Video verification or live interview may be required in case of doubt or high-value scholarships.
15. Applications with mismatched or fake documents are automatically rejected.

Your Data is Safe With Us:

16. All KYC documents are stored on encrypted servers and accessed only by authorized staff.
17. We do not share or sell your personal data with any marketing agency or third party.
18. Your bank details are used only for scholarship transfer — not for any debit or auto-payment.
19. Once your scholarship cycle is completed, we archive your data securely as per compliance norms.
20. You may request deletion or update of your KYC anytime via support email.

🚫 Fraud Prevention:

21. Submission of fake or edited documents will result in immediate disqualification and legal action.
22. Associates/cyber cafés are not allowed to alter or fake any document on behalf of users.
23. Each document must belong to the same person who is applying — third-party applications are not accepted.
24. We maintain a blacklist of fraudulent applicants to protect the integrity of future scholarships.

Our Promise:

25. We value honesty — even if your documents show struggle, that’s what we’re here for.
26. Verification doesn’t mean judgment — it means protection, for you and others like you.
27. Trust us once. We’ll prove why thousands already do.

For any doubts or help regarding KYC:

Email: [email protected]