Our Scholarship Funds

Registration-Based Funding Model:

• Every applicant contributes a small ₹200 registration fee while applying for a scholarship
• From this, up to 80% of the amount directly goes into the Scholarship Fund.
• The remaining 20% is used to manage operations, technology systems, AI chatbot infrastructure, and national-level administrative costs.

Global, Corporate & Government Partnerships:

• Shiksha Credit collaborates with global NGOs, CSR-backed corporations, educational foundations, and impact investors who share our mission of financial inclusion.
• We also receive support from government-linked social welfare and education programs, which strengthen our nationwide and global reach.
• These multi-level partnerships allow us to expand scholarships beyond borders — supporting talented individuals from India and other developing nations who truly deserve a chance.

Transparency at Every Step:

• Each collection and disbursement undergoes internal auditing and digital tracking.
• Only verified applicants receive scholarships after AI-based review of merit, need, and category (Student, Job, or Business).
• Our international-standard data systems ensure that every rupee — or every dollar — is traceable, transparent, and used for its true purpose.

Where Does the Fund Go?

The collected fund is securely maintained under Shiksha Credit’s central Scholarship Account and used only for:

• Monthly and quarterly scholarship distribution.
• Global applicant verification and KYC compliance.
• Empowering rural, underprivileged, and international applicants.
• Building advanced AI and blockchain-enabled systems to ensure transparency worldwide.

And most importantly — We never take the scholarship money back.

Once awarded, the amount belongs entirely to the recipient — to be used for education, business setup, or skill development.

Because Shiksha Credit doesn’t give loans — we give freedom, faith, and a future.

Our Global Vision

• We aim to build one of the world’s most transparent and impactful scholarship ecosystems, where support comes from every corner of the world — governments, corporates, and compassionate individuals united by one mission to make education and opportunity accessible to all.
• Shiksha Credit is on a journey from being India’s leading scholarship platform to becoming a global empowerment organisation, bridging the gap between potential and possibility.